NEW

BioTap is live — pay with a tap. Identity is the key.

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Customer completing a BioTap payment at a POS

Offline Payment

Make secure payments
without cards or cash.

Identity is the key — even when the network is not. BioTap lets a verified person authorize at the counter without plastic or notes, and keeps the sale moving offline until the rail can settle.

The problem

Forgetting that payment is part of the customer experience

Payment is not only about receiving money. It is also about what the customer experiences while completing the transaction — including the moment the line dies, the card machine stalls, or cash is the only backup.

Takeaway. The payment experience is part of the customer experience.

On the rail

Authorize now. Settle when live.

  1. 01

    The network drops. The sale should not.

    Connectivity fails. The customer is still at the till. Offline payment keeps identity-first checkout alive until the rail can settle.

  2. 02

    They still pay as themselves

    No cards. No cash. A verified BioTap identity authorizes on the device — the key does not depend on a live card network.

  3. 03

    Capture now

    The POS records the authorization within policy limits. The experience at the counter stays a tap, not an apology.

  4. 04

    Sync when the rail is back

    When connectivity returns, BioTap posts the movement: ledger, merchant notice, settlement — same identity, delayed hop, not a different product.

  5. 05

    The customer already left happy

    Payment is part of how the shop felt. Offline is how you protect that moment when the internet does not cooperate.

What stays true offline

No cards. No cash. Still them.

For the customer

They tap. They see success. They do not need to know the shop’s uplink flickered. The experience is still a payment, not a workaround.

For the merchant

You keep selling. Queue does not freeze because a cable or a tower failed. Capture now, settle on the rail when it is reachable.

For the network

Offline is still identity-first. Templates stay encrypted. Policy limits apply. When the rail is back, the ledger tells the same story.

Why it is still secure

Offline is a delay, not a downgrade.

A BioTap offline authorization is still bound to a verified identity and device policy. It is not a blank cheque. When the rail is reachable, capture posts like any other movement — authenticated, recorded, accountable.

  • Identity tap — no card PAN, no cash count
  • Capture within offline policy limits
  • Encrypted templates, not raw prints on the till
  • Sync to the BioTap rail when connected
  • The checkout still feels like a successful payment

People

Pay without the wallet.

You are still you when the signal drops. Authorize with BioTap. Walk out with the goods — not with a story about the machine being down.

Merchants

Keep the experience intact.

Connectivity is not the customer’s problem. Offline payment keeps the till kind: tap, confirm, next — then settle when the rail is back.

Start here

Sell when the network cannot.

Secure payments without cards or cash — identity-first, offline-capable, confirmed at the counter.